About XGen Group

About Xgen Group, the founding company of SmartCollect121 is a consulting and fin-tech solutions provider, focused on providing a range of solutions to medium-to-large sized banking and finance instituions.

SmartCollect121 is a debt workflow management and portfolio reporting software developed by XGen Group, a boutique Strategy and collection management consulting firm based in Melbourne, Australia. It was founded in 2009 by a highly experienced executive to develop end-to-end collection solutions for the financial services, utilities and insurance industries.

We specialise in business areas such as:

Business Transformation and Process optimisation

  • Business process mapping
  • Process reviews and improvements
  • Optimisation of resources

SmartCredit121 - End to End Loan Origination Automation

  • Workflow automation
  • Approval decision automation
  • Scorecards, Reporting and Analysis
  • Credit bureau integrations

SmartCollect121 - End to End Debt Management Automation

  • Collection workflow automation
  • Collection workflow logic and decisions
  • Business integration and automation

SmartData121 - Data Management Streamlining

  • Data security and management
  • Management reporting reviews
  • Data management and automation